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Maid Insurance Comparison

Evaluate and compare top MOM-compliant domestic helper insurance plans in Singapore to find the right coverage for your needs.

MOM Minimum Requirements

MOM requires all employers to purchase medical and personal accident insurance for their helpers before they arrive. Minimum coverage includes S$60,000/year for Personal Accident, S$15,000/year for Hospitalization & Surgical, and a standard S$5,000 Security Bond.

Best Value
$432/ 26 mths
$439/ 26 mths
Best Value
$417/ 26 mths
Personal Accident (MOM Min: S$60k)
S$60,000
S$60,000
S$60,000
Hospitalization & Surgical (MOM Min: S$15k)
S$15,000
S$15,000
S$15,000
Outpatient Medical (Accident)
S$1,000
S$1,000
S$1,000
Outpatient Medical (Illness)
Not included
Not included
Not included
Dental
Not included
Not included
Not included
Repatriation
Unlimited
S$10,000
S$10,000
Wages Compensation
S$30/day (up to 30 days)
S$30/day (up to 30 days)
S$30/day (up to 30 days)
Fidelity Guarantee
S$5,000
S$5,000
S$5,000
Third-Party Liability
S$10,000
S$10,000
S$10,000
Security Bond (S$5,000)
Included
Included
Included
Co-payment Details
None up to limit
25% over S$15k
25% over S$15k
$432/ 26 mths
Best Value
Personal Accident (MOM Min: S$60k)S$60,000
Hospitalization & Surgical (MOM Min: S$15k)S$15,000
Outpatient Medical (Accident)S$1,000
Outpatient Medical (Illness)Not included
DentalNot included
RepatriationUnlimited
Wages CompensationS$30/day (up to 30 days)
Fidelity GuaranteeS$5,000
Third-Party LiabilityS$10,000
Security Bond (S$5,000)Included
Co-payment DetailsNone up to limit
$439/ 26 mths
Personal Accident (MOM Min: S$60k)S$60,000
Hospitalization & Surgical (MOM Min: S$15k)S$15,000
Outpatient Medical (Accident)S$1,000
Outpatient Medical (Illness)Not included
DentalNot included
RepatriationS$10,000
Wages CompensationS$30/day (up to 30 days)
Fidelity GuaranteeS$5,000
Third-Party LiabilityS$10,000
Security Bond (S$5,000)Included
Co-payment Details25% over S$15k
$417/ 26 mths
Best Value
Personal Accident (MOM Min: S$60k)S$60,000
Hospitalization & Surgical (MOM Min: S$15k)S$15,000
Outpatient Medical (Accident)S$1,000
Outpatient Medical (Illness)Not included
DentalNot included
RepatriationS$10,000
Wages CompensationS$30/day (up to 30 days)
Fidelity GuaranteeS$5,000
Third-Party LiabilityS$10,000
Security Bond (S$5,000)Included
Co-payment Details25% over S$15k

* Disclaimer: Prices and coverage details are indicative, based on a standard 26-month policy for new hires/transfers without additional add-ons. Information is accurate as of the time of research but is subject to change without notice. Please verify all details, exact pricing, and policy terms with the respective insurers before making a purchase.